Francine grew up in Beltsville, where she attended St. Joseph's Catholic School and High Point High School. She graduated from the University of Maryland with a bachelor's degree in education. Francine worked for five years for Montgomery County Public Schools as a third- and fifth-grade teacher and as a math assistant before having her children. She volunteered at both St. Raphael Nursery School and St. Raphael School for several years before joining the SRNS staff in 2012. She lives in Gaithersburg with her husband, Mike, and sons Mak (SRS '17) and Jak (SRS '21). Both of her sons are alumni of St. Raphael Nursery School.